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Home Equity Debt Consolidation Calculator

Use this calculator to evaluate whether consolidating your debt with a Home Equity Line of Credit (HELOC) is a smart move.

Should you consolidate your loans?

This calculator determines the advantage or disadvantage of consolidating various loans and credit card debt into a HELOC. Click the “Add” button to enter up to a total of 10 different loans and credit cards.

The information and analysis provided by these calculators is for illustrative purposes only. The figures shown are theoretical and may not be applicable in all situations. Consult a financial professional prior to relying on the results. The accuracy of the calculated results is not guaranteed and is intended for illustrative purposes only.

Rates and fees are subject to change without notice.  Loans are subject to credit approval and property approval.  Loan terms and conditions may vary based on the loan product and program. Adequate property insurance is required. If collateral is in a Special Flood Hazard Area, adequate flood insurance is required.